Skip to content
Español
Profile photo of a State Farm Agent named: Stephen Mitchell
State Farm® Insurance Agent

Stephen Mitchell

Office Hours

After Hours by Appointment

Address

318 S South St, Suite A
Gastonia, NC 28052

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

318 S South St, Suite A
Gastonia, NC 28052

Languages

English, Spanish

🍁 A New Season, A Fresh Look at Your Insurance

As summer routines give way to school schedules, fall activities, and a busier time of year, it’s a great opportunity to make sure your insurance is keeping up with life.

A lot can change over the course of a year. You may have added a vehicle, welcomed a new driver, made improvements to your home, changed jobs, grown your family, or purchased things that weren’t there the last time we reviewed your coverage. A quick insurance review can help make sure your policies still reflect your needs today.

🚗 Auto Insurance

Back-to-school traffic, changing commutes, new drivers, recently purchased vehicles, and busy family schedules can all affect your Auto Insurance needs.

This is a good time to make sure your vehicles, drivers, mileage, and other policy information are up to date. We can also review your current coverage and available discounts to help you better understand how your policy protects you.

🏡 Home Insurance

Your home changes over time, and your insurance needs can change with it.

Renovations, outdoor improvements, new furniture, electronics, equipment, and other major purchases may be worth discussing as part of a Home Insurance review. We can help you take a fresh look at your coverage and make sure we know about important changes around your property.

🏠 Renters Insurance

Moving into a new apartment? Renewing a lease? Adding a roommate? Helping a student get settled into a place of their own?

Renters Insurance can help protect personal belongings such as furniture, clothing, electronics, and other possessions. It can also provide important liability protection. We can help you understand your options and choose coverage that fits your situation.

💼 Business Insurance

Your business probably doesn’t look exactly the same as it did a year ago.

New employees, equipment, inventory, services, locations, or changes in day-to-day operations can affect your Business Insurance needs. A periodic review gives us an opportunity to learn what has changed and help keep your coverage aligned with the business you’re running today.

❤️ Life Insurance

As life changes, your insurance needs may change too.

Changes in your family, career, or financial responsibilities can be a good reason to review your Life Insurance coverage and beneficiary information. We can help you take a fresh look at your current coverage and discuss the options available to you.

Not sure where to start? That’s what we’re here for.

Your Local State Farm Agency in Gastonia

Our office is based right here in Gastonia, and we’re proud to serve individuals, families, and businesses throughout North Carolina and South Carolina.

Our approach is simple: insurance should make sense. We take the time to understand your situation, explain your options, and help you make informed decisions about protecting the people and things that matter to you.

We offer quotes for Auto, Home, Renters, Life, Health, and Business Insurance, and we can help you explore opportunities to save by combining eligible policies.

Moving to the Gastonia area? We can also help make transferring your State Farm insurance as straightforward as possible.

Whether you prefer to meet with us in person, talk by phone, or connect virtually, our team is here to help.

A Little About Me

I’m Stephen Mitchell, a husband, father of four, and lifelong Gastonia resident.

I graduated from Appalachian State University in 2009 and began my career with State Farm that November. Since becoming a State Farm agent in 2014, I’ve had the opportunity to help customers throughout North Carolina and South Carolina with their insurance needs.

As a father of four children ranging from seven to fourteen, I understand how quickly life changes. My focus is helping customers understand the risks they face, the role insurance can play in managing those risks, and the options available to help protect what they’ve worked hard to build.

If it’s been a while since we’ve reviewed your insurance, fall is a great time to reconnect.

Contact our Gastonia office today for an insurance review or a free quote. We’d love the opportunity to help.

Frequently Asked Questions:

What factors affect my Auto Insurance price?

Auto Insurance pricing can be influenced by many factors, including your driving history, vehicle, location, drivers in your household, annual mileage, selected coverage, deductibles, and available discounts. Because every household is different, we can review your individual situation and explain the factors affecting your policy.

What does Homeowners Insurance cover?

Homeowners Insurance can provide protection for your home, personal property, and certain additional living expenses after a covered loss. It also typically includes personal liability coverage. The specific protection depends on your policy, coverages, limits, deductibles, and the circumstances of the loss.

Do renters need insurance?

Even when Renters Insurance isn’t required by a landlord, it can provide valuable protection. A renter's policy can help cover your personal belongings after certain covered losses and can provide personal liability protection. Your landlord’s insurance generally protects the building itself, not everything you own inside it.

How much Life Insurance do I need?

There isn’t one amount that is right for everyone. Your income, financial responsibilities, family needs, existing coverage, savings, and future goals are some of the factors that may be considered. We can help you review your individual situation and explore coverage options that fit your needs and budget.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

What is a homeowners insurance deductible?

Learn what a homeowners insurance deductible is, how it works, when you pay it and how it can affect your home insurance premium.

Pros and cons of metal roofs for your home

The benefits of a metal roof may outweigh traditional asphalt shingles, especially when you consider a metal roof lifespan.

View More Articles

At Stephen Mitchell State Farm, our mission is to make insurance simple, personal, and easy to understand. We take the time to get to know our customers, understand what matters to them, and help them prepare for the unexpected.

We're proud to build lasting relationships with individuals, families, and businesses throughout North Carolina and South Carolina. You work hard for what you have, and our team is here to help you protect it with personalized service and coverage that fits your needs.

Our team takes great pride in helping you understand your insurance and ensure you are getting the appropriate, personalized coverage to fit your unique needs. And you can trust we know what we are talking about - we have a combined 26 years of insurance experience! We are here to help you with your Auto Insurance, Renters, Condo, and Homeowners Insurance, Life Insurance and commercial or small business Insurance! During office hours, you can call or stop in and we will be happy to assist you. After hours you can visit us online through State Farm's award winning mobile app or by calling our office, you will be automatically connected to our 24/7 Good Neighbor service. We look forward to serving you across North Carolina and South Carolina!